Welcome Oregon Restaurant & Lodging Association Members!

You can either choose the state plan with limited options or you can choose the better plan, the one thousands of your fellow Oregon small business owners have chosen: the Ubiquity 401(k).

* This limit is subject to cost-of-living increases for later years.

** Eligible employers may be able to claim a tax credit of up to $5,000, for three years, for ordinary and necessary costs of starting a 401(k) plan. IRS’ qualifying factors are: you had 100 or fewer employees who received at least $5,000 in compensation from you in the preceding year, you had at least one participant who was a non-highly compensated employee (NHCE) and in the three tax years before the first year you’re eligible for the credit, your employees were substantially the same employees who received contributions or accrued benefits in another plan sponsored by you, a member of a controlled group that includes you, or a predecessor of either. Those plans with automatic enrollment can claim a tax credit of $500 per year for a 3 year taxable period.

Ubiquity was the first 401(k) plan provider in the industry to offer flat fee pricing–and our pricing is among the lowest available. No matter how big your plan assets get, you’ll pay the same low fee.